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29 Nov 2016

The new ways in which health cash plans can help improve employee wellbeing

The health cash plan market is experiencing an exciting time of product innovation. Claims are getting faster and easier with the use of online member portals, innovative new benefits are being launched all the time and providers are looking at different ways to meet the changing needs and fast-paced lifestyles of their customers.

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Health cash plans not only cover the core benefits such as dental, optical and physiotherapy. They now include additional benefits that can help employers to look after the on-going health and wellbeing of their employees:

Preventative health benefits

  • Encouraging employees to keep fit – Discounted rates at health and fitness clubs across the UK can help employees improve their health, fitness and mental wellbeing.
  • Supporting a healthy lifestyle – Online health portals can provide access to health assessments, emotional support and healthy living advice.

Early intervention benefits

  • Detecting the early signs of cancer – Employees can get discounts on cancer screening services that can detect breast, bowel, lung, prostate and skin cancer. It’s predicted that one in every two people in the UK will get cancer at some point during their lifetime.
  • Advice with musculoskeletal problems – Physio triages enable employees to talk to professionals on the phone for an initial assessment and get treatment advice before being referred to a physiotherapist.
  • Providing access to GPs 24/7 – While some employees may have to wait weeks for an appointment, others can talk to a qualified GP any time of the day or night via a Virtual GP Surgery.

 Mental health benefits

  • Professional advice to ease worries – Work, family and financial problems can cause stress, anxiety and depression. 24/7 counselling & support helplines provide support when employees need it the most.
  • Face-to-face counselling - Employee Assistance Programmes can provide face-to-face appointments with counsellors and 24/7 helplines for therapy sessions or support on a range of subjects.

Support benefits

  • Help after a hospital stay – Home Assistance Cover supports employees with personal care or domestic assistance after a pre-arranged hospital stay.
  • Exclusive discounts – Employees can save money by enjoying hundreds of exclusive discounts and offers through online reward portals.

These are just some of the health cash plan benefits that employers and employees can enjoy to help improve health, reduce absence and boost productivity.

Health cash plans haven’t lost sight of their main purpose of covering the everyday health needs of employees. Benefits that provide cashback on dental, optical, physiotherapy and hospital costs remain as popular as ever, but there’s much more to the new generation of health cash plans than first meets the eye. They are designed to help organisations of all shapes and sizes to look after the health and wellbeing of their employees.

This article was provided by Health Shield.

 

 

 

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