10 Sep 2025
by Gill Wadsworth

CDC Pensions: What employers need to know

Collective defined contribution (CDC) schemes are set to reshape workplace pensions by pooling risk and simplifying retirement income. With providers preparing to launch in 2027, CDC offers employers a way to deliver better expected outcomes for staff without the long-term liabilities of defined benefit.

This explainer breaks down how CDC works, what makes it different, and what employers should consider next.

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