Pensions

Guided retirement is one of the most important pension initiatives currently underway, argues NatWest Cushon director of policy and research Steve Watson. But if we want more employees to engage with their options, we need to stop designing around products and regulations, and start putting people first. 

Fragmented working lives due to parenting, caring or simple career breaks, are challenging longstanding assumptions about workplace pensions. Laura Stewart Smith, head of pension engagement at Aviva, discusses the impact this is having on savings.

Today, pension saving is often far from linear – life happens. But what does that mean for retirement savings and what are employers doing to ensure employees save adequately? REBA’s roundtable event aimed to find out.

Workplace savers are getting much-needed help from a Money and Pensions Service-inspired coalition of employers, policymakers and industry stakeholders intent on tackling a persistent problem.

For many employees, pensions can feel distant and abstract so it's up to employers to help them engage with their investments in the real world. 

Recent research shows UK workers are less likely to be able to save as high food, energy and housing costs continue to bite into disposable income.