Future of pensions

Upcoming pensions reforms, cost of living pressures and changing generational needs are all redefining the way that leading reward and benefits directors are thinking about pensions offerings for their organisations. In this spotlight, REBA addresses the pensions changes that will impact reward and benefits.

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Roundtable report: Impact of ill-health and career breaks on pension adequacy

Rising ill-health, disrupted career patterns, and growing caring responsibilities are reshaping pension adequacy. This roundtable report, published in partnership with Aviva, captures firsthand expertise and provides a diverse range of practical strategies, actions and insights that employers are implementing.

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Explore more of the latest pensions insights

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15 Jun 2026

REBA Inside Track: Employers are now the strongest force shaping pension adequacy

If there is one message that rings loudest from REBA and Aviva’s roundtable held in February, it is this: employers are far more powerful in shaping pension adequacy than they have ever been given credit for, as REBA’s content director Jo Gallacher explores.

REBA inside track

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01 Jun 2026

Expert view: Life events don't have to derail pensions adequacy - here's how

Fragmented working lives due to parenting, caring or simple career breaks, are challenging longstanding assumptions about workplace pensions. Laura Stewart Smith, head of pension engagement at Aviva, discusses the impact this is having on savings.

Interviews

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27 May 2026

How employers are tackling the ups and downs of pension saving

Today, pension saving is often far from linear – life happens. But what does that mean for retirement savings and what are employers doing to ensure employees save adequately? REBA’s roundtable event aimed to find out.

Members only

28 Nov 2025

Closing pensions gaps and inequalities, with Aegon's Kate Smith

Watch Kate Smith, head of public affairs at Aegon, as she explores the reasons behind pension inequality in the UK.

Interviews

03 Feb 2026

Pension conversations that spark action: A practical playbook for HR

The very mention of pensions is enough to turn some people off but they are probably the most valuable benefit a company can offer to its employees and need to be presented with enthusiasm.

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03 Nov 2025

REBA Inside Track: The end of a silent decade on pensions offers hope

Writing in REBA’s Future of Pensions Research 2025, REBA’s director and co-founder Debi O’Donovan outlines how legislative changes and new bodies and tools are set to address mounting pensions inadequacy.

REBA inside track

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18 Feb 2026

What salary sacrifice changes mean for workplace pension saving

From April 2029 the government will restrict NICs relief on salary sacrifice into pension schemes to the first £2,000 of pension contributions. REBA’s writer Gill Wadsworth looks at what this means for workplace retirement savings and how employers can make the most of the existing regime.

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04 Feb 2026

A new era for pensions: what employers and trustees need to prepare for

The UK pensions landscape has entered a decisive phase of reform, bringing significant implications for trustees, pension schemes, employers and members. Jonathan Watts‑Lay, examines the key developments for the year ahead and beyond and what they mean in practice.

08 Jan 2026

Navigating the Autumn Budget: What employers need to know about pension changes

Following the Government’s 2025 Autumn Budget, one announcement stands out for employers: a significant shift in pension salary sacrifice rules.

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27 Feb 2026

Hymans Robertson report: Employee benefits 2026: trends and employer priorities

This report includes survey responses from 500 UK corporate finance and pensions decision-makers and insights from 32 corporate clients.

Industry research & guides

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29 Jan 2026

Standard Life report: Decisions in the dark: How the Defined Contribution pioneer generation are navigating retirement income decisions

This qualitative study explores psychological biases, decision-making processes, and lived experiences during the transition from saving to spending in retirement.

Industry research & guides

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27 Oct 2025

Fidelity International report: The longevity revolution: Preparing for a new reality

Combining a global survey of 11,800 people aged 50+ with recommendations of collaborative adjustments by governments, societies and corporations, the report – produced with National Innovation Centre for Ageing – considers how to reframe the ageing society.

Industry research & guides

Members only

28 Jan 2026

Pensions are changing: LCP's Lydia Fearn talks through upcoming reforms

Lydia Fearn, partner at LCP, explores the opportunities and challenges facing employers as the upcoming pension reforms take shape.

Interviews

Members only

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30 Jan 2026

Securing employees' retirement adequacy: Hymans Robertson’s Hannah English explains how

Hannah English, senior DC consultant at Hymans Robertson, details how employers can strike the right balance between offering support and encouraging employee accountability when it comes to retirement adequacy.

Interviews

Members only

11 Dec 2025

Does your health determine your pension? PPI's Anna Brain unpacks the health wealth connection

Anna Brain, senior policy researcher and project lead for the UK Pensions Framework Project at the Pensions Policy Institute (PPI), explores the critical link between health and wealth.

Interviews

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