Group risk insurances

Handling a death is service is always going to be a sensitive issue but poor administration can result in avoidable errors.

Private medical insurance, so long a valuable employee benefit for many years, is going through some changes to bring its cover up to date.

Rising costs and a greater need for flexibility are forcing companies to look beyond straightforward private medical insurance schemes.

Setting up a health trust requires careful planning and collaboration, but the benefits can be substantial, says HCML.

Some absence can be preventable – or at least reduced - when companies are proactive about physical and mental wellbeing support.