Gallagher report: The CDC Report 2026 Industry 

This report for investors considers confidence, adoption barriers and routes to adoption for collective defined contribution (CDC) pension schemes in the UK; data has been collected from 250 pensions professionals.

The launch of Royal Mail’s CDC scheme, the first of its kind in the UK, and with a developing regulatory framework, has given the market a live model to assess. 

For the first time, employers, trustees and advisers can weigh CDC against real design choices rather than principle alone. This comes at a time when defined contribution (DC) adequacy is taking centre stage. 

Download the full report to find out:

  • 76% of respondents are assessing, exploring or expect to explore CDC within three years.
  • 53% would be most likely to consider a multi-employer/master trust CDC arrangement.
  • 86% say a sector-wide CDC arrangement would be appealing.

Supplied by REBA Associate Member, Gallagher

Gallagher is a global, integrated HR consulting, benefits administration & technology services provider.

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