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The Pensions Commission and its remit – why auto-enrolment contributions may be ready for an increase.

Employees may be saving into a pension, but many are doing so with one nagging doubt: will it actually be enough?

With fewer safety nets available to individuals, financial shock is becoming an increasing risk for more and more people.

Salary sacrifice is often viewed as a pensions-only mechanism. But if you’re looking for ways to stretch budgets further, support employee wellbeing and create long-term cost stability, it’s worth looking again. The opportunities extend beyond pensions, and many employers are finding that big savings come from areas they hadn’t previously considered.

Around 10% of employees opt out of their workplace pensions. This means millions of workers are losing out on employer contributions and a better financial future. 

A pensions dashboard, tax changes and a value for money framework are among a clutch of changes that will change the landscape for pensions in the next year.

Many HR and benefits teams are finding the traditional standalone life trust model increasingly unwieldy and difficult to maintain.

At a time when financial worries are having such a tangible impact on day-to-day life and workplace productivity, financial wellbeing support is now essential.

Financial resilience for employees works when pay, benefits, education and culture work together. When one is out of kilter, it can undermine an organisation’s ability to function.

Employers are facing growing pension risks as rules become more complex and the minimum wage continues to rise. These risks are often hidden, but they can lead to financial loss, compliance breaches and reputational harm if left unchecked.

With the end of the tax year around the corner, some of your employees could be feeling stressed about getting their financial ducks in a row. Here’s how you can help them navigate the annual deadline.

Resilience is one of those words where the definition leaves you with at least one more question to answer.

Employers can help shield their workforce from financial shocks using salary sacrifice EV schemes.

Employers have an important role to play when it comes to making pensions simpler and easier to manage for employees.

Student loan debt is often discussed as a personal finance issue. In reality, it is a structural feature of the modern reward landscape.

Some employees may be just one financial shock away from crisis, so what can employers do to build financial resilience?

Some lateral thinking can help employers and reward leaders think beyond the role of traditional benefits and statutory contributions when it comes to supporting the financial wellbeing of employees.