L&G report: Building financial futures across a lifetime

This report examines how financial resilience is built and eroded across different life stages, and what employers, providers and policymakers can do to strengthen long‑term outcomes.

Financial security is not shaped by one moment but by a series of transitions such as: entering work, becoming a parent, managing debt, navigating mid‑life pressures and preparing for retirement.

L&G'ss Building financial futures across a lifetime report explores how these milestones interact, where vulnerabilities emerge, and why traditional support often fails to meet people’s needs at the right time.

Drawing on national data and behavioural insights, the report highlights the gaps that persist in savings, protection and retirement planning, and shows how early interventions can compound into stronger financial wellbeing later in life.

It also sets out practical steps employers can take to help employees build financial resilience.

Download the full report to learn:

  • How financial resilience varies sharply across age groups and life transitions
  • Why timely guidance and simple decision‑making support can significantly improve long‑term outcomes
  • What employers and providers can do to help people build security from early career through to later life.

Supplied by REBA Associate Member, L&G

L&G Investment Management is one of Europe’s largest asset managers, offering investment solutions to a broad range of clients globally.

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