Stream report: The state of financial wellbeing 2025
The study gathers information about people’s financial situations, including how much they earn, and uses it to understand individuals’ financial capabilities and how it makes them feel – subjective wellbeing.
This year it reveals the overall FinWell Index score has declined from the 2024 baseline of 100 to 99.1 in 2025. Data shows growing financial pressure on households and widening inequalities across gender and age.
Read the full report to discover:
- Women’s overall financial wellbeing scores dropped from 97.9 to 95.8.
- Young people (18-24) have the lowest score of any age group (87.7) while those aged 75 and older score 30 points higher (117.7).
- Debt management scores fell by 2.5% and people’s ability to pay for all necessary expenses dropped by 2.4%.
Supplied by REBA Associate Member, Stream (FKA Wagestream)
Wagestream’s financial wellbeing platform makes work more rewarding for 3 million people.
