01 Jul 2026

Royal London report: Financial Resilience in 2026: What employers need to know

This report shown that while are signs of recovery following the cost-of-living crisis, for many people, financial security remains fragile.

The report includes a Financial Resilience Barometer, which combines a range of measures to understand how financially secure people really. These incude, short term resilience, such as cash savings and disposable income, long term resilience, including pension savings and confidence, and ability to cope with unexpected life events such as illness or loss of income.

For employers, this highlights an important opportunity - to support employees not just through pensions, but through broader financial wellbeing.

Download the full report to find out:

23% of UK adults say they are feeling the pinch financially and 8% are struggling to pay their bills.
46% say they feel ok for now but are worried about the future.
45% saying the cost of living has weakened their financial resilience.