nudge report: 2026 global financial wellbeing report

Based on insights from 11,510 employees across 17 countries, the research explores how declining financial capability, growing disengagement, and financial fragility during key life moments are shaping employee wellbeing globally.

It finds that the proportion of employees reporting good or excellent financial literacy has fallen from 86% in 2023 to 67% in 2026 – a 22% decline in three years. 

This trend is visible across the countries surveyed and points to a widening gap between financial complexity, the capability to navigate it and is reflected in employee outcomes. As financial literacy declines, financial vulnerability increases.

Download the full report to find out:

  • 40% of people globally feel overwhelmed by debt.
  • 20% globally are not saving enough to meet their financial goals.
  • 13% globally have no emergency savings at all.

 

Supplied by REBA Associate Member, Nudge

A leading financial wellbeing benefit using behavioural science & technology to help employees.

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