Report: Principles for Securing Good Outcomes for Members of Defined Contribution Pension Plans throughout Europe


This second PensionsEurope report discusses the evolution of defined contribution pension plans. Specifically, it considers what a good outcome for the pension system might be and sets out the principles that will support this.

Key findings:

  • Employers need to have confidence that their pension plans are robust, well run and offer value for money, and that they will remain affordable and not expose them to unforeseen risks.
  • The principles for securing good outcomes include: pension plans designed with good member outcomes in mind, clear communications so that participants can understand the benefits and choices, a robust administration system, appropriate investments and costs and charges, and finally, appropriate retirement options.