Thursday 25 September
9.15am – 9.30am
Chair’s welcome and introduction
Embedding financial wellbeing within pension provision for a more flexible future
Embedding financial wellbeing within pension provision for a more flexible future
Workshop
For employees to gain the most value they can from their pension, they need to understand it. Financial education/wellbeing has evolved rapidly, with studies showing that tackling your underlying “behaviour to money” is key to building long-lasting financial resiliency. Featuring a practical demonstration from a financial coach on the “behaviours not budgets” approach to financial wellbeing, we’ll delve into how building habits leads to greater financial resiliency and explore how we can we take learnings from broader financial wellbeing support and embed this into our pensions offering to help ensure employees are better equipped to handle a more flexible retirement landscape.
Key discussion points:
- What does a more flexible, inclusive retirement journey look like and why employees will need broader corporate support going forward?
- Supporting employees to build healthy habits to promote a positive money mindset and financial confidence
- How to integrate pensions into a wider financial wellbeing strategy to support employees along their entire retirement journey
Rethinking pensions and workplace savings for tomorrow’s workforce
Rethinking pensions and workplace savings for tomorrow’s workforce
Workshop
As younger employees face rising financial pressures and shifting priorities, traditional pensions are no longer fit for purpose. Join this workshop to explore innovative savings models and flexible contribution structures which better support the diverse needs of the workforce while still supporting long-term savings habits.
Key discussion points:
- The financial realities facing younger generations and ‘generation rent’, and what it means for pensions engagement
- What are the alternative savings structures for short-term needs with long-term security
- The role of habit-forming and behavioural nudges in building sustainable saving behaviours
- How employers can adapt contribution strategies to support different life stages and boost engagement across demographics
Speakers
Closing the pension adequacy gap through smarter strategy and support
Closing the pension adequacy gap through smarter strategy and support
Workshop
Explore how employers can play a pivotal role in tackling the growing pensions adequacy challenge and why they should care. From considering responsibility and power of defaults through to education and support. Join this workshop to share insights and practical approaches to support employees in achieving a financially secure retirement, while also creating a more sustainable long-term people strategy.
Key discussion points include:
- Developing a retirement adequacy strategy that balances employer support with employee accountability
- Rethinking pensions as a lifetime income journey, rather than just a savings pot
- What ‘quick wins’ and ‘longer term fixes’ employers can do to boost retirement outcomes and drive better outcomes
Dealing with decumulation: challenges, opportunities and strategies for a new era of retirement
Dealing with decumulation: challenges, opportunities and strategies for a new era of retirement
Workshop
It takes a working lifetime to save effectively for retirement. To help employees build the best possible retirement pot requires an inclusive pensions and communications strategy. That means being able to engage scheme members at every stage of their working lives.
This session will explore how to:
- Ensure employers and employees get what they need from their pension scheme at all stages of their working life, including using benchmarking.
- Understand employee needs when considering their later life/retirement provision
- Consider the importance of accommodating diverse needs within a pension and communication strategy
Speakers
Have your cake and eat it: Improving adequacy without adding employer cost
Harnessing tech and AI to engage employees in pensions and personalise the retirement journey
Dashboards, data and consolidation: What the next era of transparency will mean for employers
Health, work and wealth: The pension impact of chronic illness and long-term health conditions
12.35pm – 1pm
Networking table exercise
Embedding financial wellbeing within pension provision for a more flexible future
Embedding financial wellbeing within pension provision for a more flexible future
Workshop
For employees to gain the most value they can from their pension, they need to understand it. Financial education/wellbeing has evolved rapidly, with studies showing that tackling your underlying “behaviour to money” is key to building long-lasting financial resiliency. Featuring a practical demonstration from a financial coach on the “behaviours not budgets” approach to financial wellbeing, we’ll delve into how building habits leads to greater financial resiliency and explore how we can we take learnings from broader financial wellbeing support and embed this into our pensions offering to help ensure employees are better equipped to handle a more flexible retirement landscape.
Key discussion points:
- What does a more flexible, inclusive retirement journey look like and why employees will need broader corporate support going forward?
- Supporting employees to build healthy habits to promote a positive money mindset and financial confidence
- How to integrate pensions into a wider financial wellbeing strategy to support employees along their entire retirement journey
Rethinking pensions and workplace savings for tomorrow’s workforce
Rethinking pensions and workplace savings for tomorrow’s workforce
Workshop
As younger employees face rising financial pressures and shifting priorities, traditional pensions are no longer fit for purpose. Join this workshop to explore innovative savings models and flexible contribution structures which better support the diverse needs of the workforce while still supporting long-term savings habits.
Key discussion points:
- The financial realities facing younger generations and ‘generation rent’, and what it means for pensions engagement
- What are the alternative savings structures for short-term needs with long-term security
- The role of habit-forming and behavioural nudges in building sustainable saving behaviours
- How employers can adapt contribution strategies to support different life stages and boost engagement across demographics
Speakers
Closing the pension adequacy gap through smarter strategy and support
Closing the pension adequacy gap through smarter strategy and support
Workshop
Explore how employers can play a pivotal role in tackling the growing pensions adequacy challenge and why they should care. From considering responsibility and power of defaults through to education and support. Join this workshop to share insights and practical approaches to support employees in achieving a financially secure retirement, while also creating a more sustainable long-term people strategy.
Key discussion points include:
- Developing a retirement adequacy strategy that balances employer support with employee accountability
- Rethinking pensions as a lifetime income journey, rather than just a savings pot
- What ‘quick wins’ and ‘longer term fixes’ employers can do to boost retirement outcomes and drive better outcomes
Dealing with decumulation: challenges, opportunities and strategies for a new era of retirement
Dealing with decumulation: challenges, opportunities and strategies for a new era of retirement
Workshop
It takes a working lifetime to save effectively for retirement. To help employees build the best possible retirement pot requires an inclusive pensions and communications strategy. That means being able to engage scheme members at every stage of their working lives.
This session will explore how to:
- Ensure employers and employees get what they need from their pension scheme at all stages of their working life, including using benchmarking.
- Understand employee needs when considering their later life/retirement provision
- Consider the importance of accommodating diverse needs within a pension and communication strategy
Speakers
Have your cake and eat it: Improving adequacy without adding employer cost
Harnessing tech and AI to engage employees in pensions and personalise the retirement journey
Dashboards, data and consolidation: What the next era of transparency will mean for employers
Health, work and wealth: The pension impact of chronic illness and long-term health conditions
