Survey: U.S. Employee Benefit Trends Study

In the 17th annual U.S. Employee Benefit Trends Study, MetLife uncovered insights that can help employers understand the positive impact financial wellness programmes can have and how employers can develop best-in-class programmes to meet their employees’ needs.

Key findings

• 63% of employees feel financially confident but the number one source of employees’ stress is personal finances.
• 52% of employees say they expect to postpone retirement due to their financial situation, up 15% since 2015.
• 80% of employees say “financial planning tools to help them understand their options and achieve their financial goals” is a must-have or nice-to-have benefit but only 19% of employees are taking advantage of the financial wellness programmes offered by their employer.

The study offers four key principles to develop a best-in-class, employee-centric programme: start by gathering and assessing data; ensure a personalised approach; make it easy and enticing for employees to participate; and measure the value and impact of programmes.

NB. These research findings are based on the US market.