03 Sep 2025
by Ray Law

The rise of ‘quiet cracking’: A silent workplace crisis

Would you be able to spot if a colleague was mentally exhausted but barely showing any sign of the fatigue?

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Something new and quietly worrying is creeping into workplaces. It’s not the flashy “quiet quitting” that makes headlines. It’s subtler than that. People show up, hit their targets, smile in meetings, but inside, they’re running on empty. They’re mentally drained, exhausted, just … barely keeping it together. And the thing is, most colleagues and managers never notice.

Take Sarah, for example. She’s always the first to volunteer for projects, the one who remembers everyone’s birthdays. But recently, she’s been avoiding after-work calls and leaving her emails unread for longer than usual. 

Her team assumes she’s busy or stressed with work, but in reality, she’s juggling mounting bills, childcare, and anxiety over her mortgage. She doesn’t tell anyone though. She just powers through, ‘quietly cracking’.

Money matters

A lot of the pressure doesn’t even come from work. It’s bills, mortgages, rising costs of living. Money worries don’t scream, they whisper. They follow people from the kitchen table to the office desk. 

John, a software engineer, spends his evenings calculating expenses and trying to stretch his salary. He smiles at his colleagues during stand-ups, but by Friday, he’s too drained to participate in team socials. That whisper of worry slowly drains focus, creativity, and engagement.

Most people don’t ask for help. They don’t take a day off. They push through because that’s what’s expected. But that invisible weight grows. Weeks turn into months, and suddenly it’s burnout, anxiety, or quiet disengagement.

Small signs, big consequences

Quiet cracking is dangerous because it’s sneaky. Staff may do just enough to get by. Collaboration slows. Ideas stall. And because these changes happen gradually, managers might not notice until someone hands in their notice or performance dips.

Imagine an entire team operating this way. The cracks ripple out. Morale dips, creativity dwindles, and the office atmosphere subtly shifts. It’s not dramatic, not sudden. But the impact is serious.

Where support can help

Fixing quiet cracking isn’t about a poster in the kitchen or a single wellness day. It’s about the little things, day to day. Flexible hours, honest check-ins that feel human, support with financial pressure. Even something as simple as a manager saying, “I see you’ve been under pressure; how can I help?” can make a world of difference.

Sometimes it’s concrete help: budgeting advice, confidential debt support, flexible pay options. Sometimes it’s just noticing. One small gesture, like letting a colleague leave early to deal with personal issues, can prevent a quiet crack from turning into a break.

A growing concern

Quiet cracking isn’t just personal. It’s strategic. If left unchecked, it chips away at productivity, engagement, and retention. But paying attention, offering support, making space for conversation, these aren’t just “nice to haves.” They help build a workforce that’s more resilient, creative, and loyal.

At the end of the day, engagement isn’t just about being present. It’s about noticing the pressures people carry, giving them the tools and space to cope. Because if we ignore the quiet cracks, they can grow into something far louder - and far more costly.

Supplied by REBA Associate Member, Moneyappi

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