Future of Pensions Research 2025: A new era for workplace pensions

REBA’s Future of Pensions Research 2025, in partnership with NatWest Cushon, reveals how retirement adequacy has become the defining challenge for workplace pensions.
With too many employees at risk of falling well short of optimal savings for retirement, forward-looking employers are recognising the need for pensions to shift back to the forefront of benefits strategy.
REBA’s Future of Pensions Research 2025, finds that many employers are actively reviewing default investments, revising contribution structures, and beginning to address inequalities such as gender and ethnicity gaps.
The research features responses from 217 predominantly medium to large organisations, representing an estimated 1.2 million employees. It reveals that most organisations still struggle to truly engage employees with pensions or to align schemes with wider HR and reward policies. This is a missed opportunity to strengthen succession planning, retention and workforce wellbeing.
With a slew of pensions regulatory reforms on the horizon – from dashboards to small-pot consolidation – the pensions industry is entering one of its most dynamic phases in years, and it’s set to transform how employees engage with and benefit from pensions.
Download this year’s Future of Pensions Research, in partnership with NatWest Cushon, to discover how employers are preparing for this period of transition.
Five practical ways to use this report
Supplied by REBA Associate Member, NatWest Cushon
NatWest Cushon is a workplace pensions and savings provider with an award-winning proposition.